Short Term Medical or Temporary Medical Insurance* plans are designed to offer insurance coverage for people who are:
- Between Jobs
- Graduating from College
- In their waiting period for Group Coverage
- Know the risks of being without coverage
These are some of the situations that this type of coverage best suits. The plans that we offer are offered by the top companies in the STM insurance market and you can be confident that your client will be covered if the unexpected should arise. Your clients can have coverage as soon as tomorrow. Clients can choose monthly payment option, which lets clients have “pay as you go” flexibility. We offer brokers On-line enrollment tools to speed the sale and minimize the paperwork. Our staff at Shields Brokerage will help you get the most out of this market If you don’t have a web presence, feel free to use our link with your client for a quick on-line enrollment and include your information when requested and we will give you credit for the case if you are appointed with the carrier.
*Temporary health insurance is a short-term plan designed for individuals who don’t currently have health insurance. Temporary policies do not cover pre-existing conditions. Temporary health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain temporary coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.